Annual renewals sneak up
Annual plans often renew once a year, right when you have stopped thinking about them.
Privacy-first subscription tracking
The subscription tracker that isn’t another subscription.
Track renewals, forgotten subscriptions, and yearly spending — without linking your bank account. Pay once. Own it forever.
No bank linkingNo PlaidNo monthly fee for LifetimeCSV export
Charmy dashboard
Manual subscription tracking
Estimated monthly spend
€0
Estimated yearly spend
€0
Converted estimate
Streaming Plan
Renews May 12
€18/mo
Cloud Storage
Renews May 19
€9/mo
Design Tool
Renews Jun 03
€120/yr
The problem
Subscriptions are easy to forget.
Small charges add up
A few small recurring payments can quietly become a meaningful monthly habit.
Bank-linking tools feel too invasive
Some subscription tools ask for bank access. Charmy keeps tracking manual and private.
How it works
Four steps from scattered charges to a calm subscription list.
01
Add your subscriptions
Save the name, price, currency, renewal date, and cancellation link.
02
See monthly and yearly totals
See estimated monthly and yearly totals without connecting a bank account.
03
Get renewal reminders
Choose reminder windows before renewals so charges are easier to review.
04
Review what to keep or cancel
Use notes, audit reports, and cancellation status to decide what stays.
Features
A private workspace for recurring spend.
Renewal reminders
Get a clear heads-up before monthly and annual renewals, with the subscription details you entered.
reminders
Today
Review Music App
In 3 days
Cloud Storage renews
In 7 days
Gym Membership renews
Multi-currency estimates
Keep each subscription in its original currency while Charmy shows converted estimates in your default currency.
currency
EUR
USDGBPJPYCADCancellation assistant
Organize cancellation links, notes, and status so manual cancellation is easier to manage.
cancel
Review yearly cost
Open cancellation link
Confirm with provider
Audit report
Review biggest yearly costs, upcoming renewals, possible savings, and next actions in one report.
audit
Active
12
Est. yearly
€2.2k
Calendar
See renewal dates in a simple calendar-style view and export active renewals as a calendar file.
calendar
CSV import/export
Import a starter CSV, keep your own copy with export, and preserve original currencies.
audit
Active
12
Est. yearly
€2.2k
Privacy center
See what Charmy stores, export your data, delete subscription records, and request account deletion.
privacy
No bank linking
No Plaid
Manual entries only
Price history
Notice when an amount, currency, or billing cycle changes so price creep is easier to spot.
prices
Privacy-first
Private by design. Manual on purpose.
No bank linking. No Plaid. No transaction scraping. You only track what you choose to enter.
Charmy
- Manual tracking
- Export data
- Delete subscription data
- Original currencies preserved
Not Charmy
- No bank connection
- No transaction scraping
- No automatic cancellation claims
- No selling transaction data
Pricing
Simple pricing. No subscription for your subscription tracker.
Free
€0
Track up to 5 subscriptions and see your basic dashboard.
Start freeCharmy Lifetime
Pay once. Track without limits.
€39
One-time payment
- Unlimited subscriptions
- Renewal reminders
- CSV export
- Audit report
- Cancellation assistant
- Calendar
- Price history
FAQ
Clear answers before you start tracking.
Does Charmy link to my bank?+
No. Charmy does not use bank linking, Plaid, or transaction scraping. You manually enter the subscriptions you want to track.
Is Charmy another subscription?+
The free plan is free. Charmy Lifetime is a one-time payment for people who want unlimited tracking and premium tools, not another monthly subscription.
Can I use Charmy for free?+
Yes. The free plan lets you track up to 5 subscriptions and use the basic dashboard.
What is Charmy Lifetime?+
Charmy Lifetime is a one-time payment that unlocks unlimited subscriptions, renewal reminders, CSV export, audit reports, calendar, cancellation tools, and price history.
Does Charmy cancel subscriptions for me?+
No. Charmy does not cancel subscriptions for you. It helps you organize cancellation links, notes, and checklists so you can cancel directly with each provider.
Are currency conversions exact?+
No. Converted totals are estimates based on reference exchange rates. Your bank or card provider may use different rates.
Can I export my data?+
Yes. Lifetime users can export tracked subscriptions as CSV, including original amounts, currencies, renewal dates, notes, and cancellation links.
Can I use Charmy on my phone?+
Yes. Charmy is a mobile-friendly web app and can be installed from supported browser menus as a progressive web app.
Know what renews before it renews.
Start tracking your subscriptions privately. No bank connection required.
Start free